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Mortgage Rates See Slight Uptick Entering 2014

Mortgage rates in the U.S. saw a tiny increase this week, but most popular loans remain under 4.5 percent as 2013 comes to a close.

The average rate on a 30-year fixed mortgage inched upward to 4.48 percent, according to the latest survey from mortgage buyer Freddie Mac. Last week, the 30-year fixed average was at 4.47 percent. However, at this time last year, the average was at 3.35 percent – an increase of 1.13 percent year-over-year.

While rates remain low by historical standards, averages have increased steadily after nearing record lows in May and are expected to climb higher in 2014.

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