1. Don’t buy if you can’t stay put. If you can’t commit to remaining in one place for at least a few years, then owning is probably not for you, at least not yet. With the transaction costs of buying and selling a home, you may end up losing money if you sell any sooner…
Mortgage rates dropped again this week, with the 15-year fixed-rate loan hitting a record low, according to a report from mortgage financier Freddie Mac. The 15-year fixed rate fell to 2.56% from 2.61%. A year ago, it stood at 3.07. The most popular mortgage, the 30-year fixed rate, came in at 3.35%, a drop of…
Hello Martine, Thanks for responding. I’m doing quite well and hope you are too. You also are a pleasure to work with and I would not hesitate to refer you to anyone who’s interested in either acquiring a first mortgage or refinancing. When I first talked with you, I got the feeling you were…
Dear Kelly and Mr. Livingstone: I had to write to thank you for your most generous offer and your persistence in assisting my family with the refinance. I wanted you to know that often we go everyday praying that we can touch someone, but sometimes never really realize the impact we made. Recently, my 20-year…
Dear Jennifer, Thank you so much for your recommendation to refinance and absolute ease with which you accomplished it. I had many questions; each promptly & Professionally addressed and resolved. The interest rate options, ARM, interest only…blah blah – you clearly defined and explained each one and I believe you provided a fair and much…
Hi Jennifer, Sorry this is overdue, but we wanted to thank you for the wonderful service and help you gave us with our refinancing. The route we had to take was unfortunate, but in a years time hopefully we can make it work more to our advantage! You helped to make everything comfortable for us…
Mark, From the moment I talked with you, I felt a spiritual bond that was real. There was, and is a kindred spirit with us and I truly cherish that. Words cannot express how grateful we are for what you (through God’s power) have done for us. One year ago, we thought we would be…
Hello!!!! God bless you. Thanks so much for checking in. I was just thinking about you this morning. Everything is fine. I am paying less mortgage than the original loan. It is locked in for two years and I really intend to have a better credit rating by the end of two years. I know…
Dear Nina, Please pardon this delayed response but accept our thanks and appreciation for your hard work. Thank you for helping us turn a dream into a reality! We sincerely appreciate your kindness and positive support through the loan process. You really make it much less of a headache than we imagined. In fact, you…
Dear Sis. Barbara, Bro. Mark, Sis. Emily & Bro. Vince, It was a great pleasure getting to know all of you and working with you in putting every effort into finding us a a roof over our heads, which we can eventually call our home. We are thankful to God that we found the right…
Hello Mark, I went to closing today on my FHA Streamline refinance. Joe Rogers was my loan officer and he handled my case with outstanding integrity and was very courteous at all times. As one who has had experience working with loan officers in the past, both as a private citizen and as a Realtor,…
Dear Elizabeth, Well, better late than never I figured, so here comes the card I should have sent a month ago. So, I really want to say thank THANK YOU for all your assistance and perseverance with my mortgage. I know it was frustrating at times so I especially appreciate you always staying so sweet and optimistic.…