Is your monthly mortgage payment too high? With interest rates at a record low and minimal inventory in many markets, homeowners (or those looking to become homeowners) are expressing an interest in the average mortgage payment in their state and how their current mortgage payment compares. See how your mortgage payment compares to state averages…
Larry O’ Conner shares his experience on the closing of his new home and his mortgage loan Cornerstone First Financial with his WMAL Listeners: “My home purchase was such a great experience with Cornerstone First Financial! I turned to Mark Livingstone and the incredible team at Cornerstone First Financial, and should do the…
Mark Livingstone, President of Cornerstone First Financial discusses the Fed’s response to coronavirus, what that means for consumer rates, and how the COVID-19 pandemic is causing a flood of refinance applications, overwhelmed lenders and may be causing investors in mortgage-backed bonds to back off. Let Mark Livingstone of Cornerstone First Financial help you with…
What our clients say about Cornerstone First: Grateful For Their Professionalism, Knowledge, Kindness, and Honesty As a professional real estate agent I know what to look for in a lender, and how to spot a poser. Cornerstone First is the real-deal. In particular, Doug Rice has been a tremendously valuable resource for my clients.…
Cornerstone First Financial is now offering co-op mortgages. A co-op or cooperative mortgage is a type of loan that allows the borrower to purchase shares of a housing cooperative. In this type of mortgage, a corporation retains ownership of the property, and residents use their purchased shares to remain in the property. Depending on the…
Mark genuinely seemed to care about my concerns and overall home buying experience…they found me a great interest rate, beating out my credit union and several other mortgage brokers… I did not want to buy a home, largely because I was intimidated by the process. Thankfully, a friend recommended Mark and his team at…
We’ve just seen the largest single drop in mortgage interest rates in over a decade – allowing nearly 5 million homeowners to save money on their mortgage. In fact, mortgage refinance applications have reached their highest level in three years, as interest rates plunge in the aftermath of the most recent fed meeting.…
After years in the industry and recognizing a need for an ethics-driven mortgage lender, Mark Livingstone started Cornerstone First Financial in 2001. Cornerstone First Financial is unique due to their platform in radio and podcasts. Starting on radio prior to the implosion in 2006 and now on over seven stations, Mark learned the trade through…
At Cornerstone First Financial, we speak to thousands of customers daily who have asked, “Did I miss the train on low-interest rates?” While economists do predict the rates will rise this year by at least one percentage point, it’s not too late to get on board and save with a low 30-year or…
Did you know that 85% of people looking to purchase a home call a real estate agent prior to getting approved for a mortgage? That’s like buying a car without a driver’s license, it just doesn’t make sense! Give Cornerstone First a call today to get pre-qualified for your home purchase. We are…
A recent fed decision to continue raising interest rates, coupled with strong economic growth, has led to a wave of people coming off the sidelines and entering the home purchase market. “We haven’t seen this kind of competition among home buyers in over 10 years!” What is this mean to you? When purchasing…
Mark Livingstone on Twitter: “Great news for buyers and sellers! #RealEstate” In today’s housing market, where supply is very low and demand is very high, home values are increasing rapidly. Many experts and appraisers are projecting that home values could appreciate by another 5% (or more) over the next twelve months. One major challenge in…