So you’re thinking of buying a new home or you’re looking to save money by refinancing and consolidating debt…but your credit score isn’t really where you would like it to be? Without a credit score of 680 or higher, the big banks and quick online mortgage firms really won’t work with you. …
Did you know that 85% of people looking to purchase a home call a real estate agent prior to getting approved for a mortgage? That’s like buying a car without a driver’s license, it just doesn’t make sense! Give Cornerstone First a call today to get pre-qualified for your home purchase. We are…
A recent fed decision to continue raising interest rates, coupled with strong economic growth, has led to a wave of people coming off the sidelines and entering the home purchase market. “We haven’t seen this kind of competition among home buyers in over 10 years!” What is this mean to you? When purchasing…
PEOPLE ON THE MOVE IN WASHINGTON, DC: MARK LIVINGSTONE After years in the industry and recognizing a need for an ethics-driven mortgage lender, Mark Livingstone started Cornerstone First Financial in 2001 out of his 1 bedroom condo in Bethesda. Cornerstone First Financial is unique due to their platform in radio and podcasts. Starting on radio…
Did you know that homeowners now control $14.4 trillion dollars in tappable home equity? This rise in appreciation has led to record numbers of people using their homes as ATMs. With the elimination of some HELOCs being tax-deductible, credit card debt on the rise, and interest rate increases moving, NOW is the time…
Mark Livingstone on Twitter: “Great news for buyers and sellers! #RealEstate” In today’s housing market, where supply is very low and demand is very high, home values are increasing rapidly. Many experts and appraisers are projecting that home values could appreciate by another 5% (or more) over the next twelve months. One major challenge in…
Mark Livingstone on Twitter: “At Cornerstone First Financial, we offer bank statement programs where we average together all the #mortgage applicant’s deposits over the last 12 or 24 (depending on credit score) months & use that as income in order to service the “gig” #economy #modernmortgages #housing” Fannie Mae and Freddie Mac are trying to make mortgages accessible…
Mark Livingstone on Twitter: “Mortgage rates go up like a rocket, but come down like a parachute, no worry here, with low inventory and record appreciation there are those that will be taking out #mortgage loans #RealEstate” Mortgage rates this week jumped to their highest level since 2011, signaling a shift from a period of…
Cornerstone First Financial is excited to announce their sponsorship with the Hey Frase Podcast in Washington D.C. DCist named Hey Frase one of D.C.’s 11 Best Podcasts For Locals. Hey Frase features media personality Sarah Fraser and her friend Paul Wharton, weekly in the Nation’s Capital. Funny, enlightening, and pop-culture driven, the show aims to entertain…
![Mortgage Update with Mark Livingstone on the John Fredericks Show @jfradioshow [November 2016]](https://www.cornerstonefirst.com/wp-content/uploads/2017/11/Capture.png)
ICYMI: Mark Livingstone, President & Owner of Cornerstone First on The John Fredericks Show. Mark Livingstone, President of Cornerstone First Financial, discusses the mortgage market, including rates, mortgage refinance opportunities, reverse mortgages and special VA mortgage loan programs on the John Fredericks Show. The John Fredericks Show broadcasts live weekdays from 6-10am on WHKT AM 1650…
Cornerstone First Financial is proud to announce their media partnership with Santana Moss and 106.7 The Fan in Washington, D.C. 106.7 The Fan in Washington, D.C. is the radio station for D.C. sports fans. Listen to Cornerstone First Financial’s radio advertisement on 106.7 The Fan and take advantage of Mark Livingstone’s “Meet or Beat” rate…