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Average 30-Year Mortgage Rate Moves Up To 4.47%

  • Federal Reserve announced this week it would begin pulling back on it’s bond-buying program
  • Average 15-year mortgage rate rose to 3.51%
  • Five-year adjustable mortgage rose to 2.96%

Average U.S. rates for fixed mortgages rose slightly this week but remained near historically low levels.

Mortgage buyer Freddie Mac said Thursday the rate on the 30-year loan increased to 4.47% from 4.42% last week. The average on the 15-year fixed loan rose to 3.51% from 3.43%.

Mortgage rates peaked at 4.6% in August and have stabilized since September, when the Federal Reserve surprised markets by taking no action on starting to reduce its $85 billion-a month bond purchases. The Fed decided this week that the outlook for the economy appeared strong enough for it to reduce the monthly bond purchases starting in January by $10 billion.

The purchases are designed to keep long-term rates such as mortgage rates low.

Read the full report here.