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Average 30-Year Mortgage Rate Falls to 4.13%

Mortgage rates are now at four-month lows nationwide.

Average U.S. rates on fixed mortgages dropped this week to their lowest levels in four months, a positive sign for the housing recovery.

Mortgage buyer Freddie Mac says the average rate on the 30-year loan fell to 4.13%. That’s down from 4.28%. The average on the 15-year fixed loan declined to 3.24% from 3.33%.

Both averages are the lowest since June 20.

Mortgage rates have been falling since September, when the Federal Reserve held off slowing its $85-billion-a-month in bond purchases.

Read more from the Associated press here.